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Risk-Based Banking

Governance, Resilience and the Future of European Financial Power

Medium: Buch
ISBN: 978-3-032-31570-0
Verlag: Springer
Erscheinungstermin: 08.11.2026
vorbestellbar, Erscheinungstermin ca. November 2026

European finance now operates under a dense web of intersecting rules. While these safeguards have reduced formal weaknesses, they often undercut strategic capacity, immobilize capital, and promote a tick-box mindset. This book argues that the problem is not the volume of regulations, but rather the absence of a shared language of risk. Treating risk as an external constraint renders institutions compliant yet fragile.

Drawing on the author's background in banking, payments, and fintech—including CTO/CIO and board-level roles with responsibility for technology strategy, operational resilience, payment systems, and supervisory engagement—and research on risk-based performance indicators, the book blends practice and research. It offers a governance-centered framework that translates regulatory duties into risk-based decision-making and metrics, differentiates banks from nonbanks, and integrates technology and third-party exposure.

Reframing supervision as a relational process built on proportionality, trust, and risk ownership, this book will appeal to readers interested in how financial risk governance shapes institutions, supervision, and society.


Produkteigenschaften


  • Artikelnummer: 9783032315700
  • Medium: Buch
  • ISBN: 978-3-032-31570-0
  • Verlag: Springer
  • Erscheinungstermin: 08.11.2026
  • Sprache(n): Englisch
  • Auflage: Erscheinungsjahr 2026
  • Serie: Risk, Governance and Society
  • Produktform: Gebunden
  • Seiten: 318
  • Format (B x H): 155 x 235 mm
  • Ausgabetyp: Kein, Unbekannt
Autoren/Hrsg.

Autoren

Chapter 1. Europe at a Regulatory Crossroads.- Chapter 2. The Philosophy of Risk-Based Banking.- Chapter 3. Measuring What Truly Matters.- Chapter 4. Threats, Vulnerabilities and the Mathematics of Reality.- Chapter 5. From Lists to Meaning: Risk Groups as a Governance Map.- Chapter 6. Risk Governance: Boards, Power and Responsibility.- Chapter 7. Risk, Technology and Operational Resilience.- Chapter 8. Regulation as Partnership: Proportionality and Supervisory Maturity.- Chapter 9. Risk-Based Banking as Strategic Discipline.- Chapter 10. Capital, Confidence and the Cost of Fear.- Chapter 11. Risk as Social Contract.- Chapter 12. Toward a European Civilisation of Risk.