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Domurath

Consumer Vulnerability and Welfare in Mortgage Contracts

Medium: Buch
ISBN: 978-1-5099-3693-9
Verlag: HART PUB
Erscheinungstermin: 19.03.2020
Lieferfrist: bis zu 10 Tage

This book advocates a new way of thinking about mortgage contracts. This claim is based on the assumption that we currently live in a political economy in which consumer debt fulfils a social function. In the field of housing this is evidenced by the expansion of mortgage credit through which consumers are to purchase residential property as a means of social inclusion and personal welfare. It is suggested that contract law needs to adjust to this new social function in order to avoid welfare losses in terms of default, over-indebtedness, and possibly eviction. To this end, this book analyses theoretical contract law frameworks and makes concrete proposals for contract law in the EU legal order.


Produkteigenschaften


  • Artikelnummer: 9781509936939
  • Medium: Buch
  • ISBN: 978-1-5099-3693-9
  • Verlag: HART PUB
  • Erscheinungstermin: 19.03.2020
  • Sprache(n): Englisch
  • Auflage: Erscheinungsjahr 2020
  • Produktform: Kartoniert, Paperback
  • Gewicht: 322 g
  • Seiten: 224
  • Format (B x H): 156 x 234 mm
  • Ausgabetyp: Kein, Unbekannt
Autoren/Hrsg.

Autoren

Irina Domurath is Assistant Professor at the University of Padova, Italy.

I. Context
II. Themes and Aims

III. Questions and Structure

1. Theoretical Framework

I. Introduction

II. Duality of Aims in EU Consumer Law
III. Normative Preconceptions

IV. Conclusions

2. Vulnerability to Welfare Losses through Privatisation

I. Introduction

II. Privatisation: Credit versus Welfare
III. Welfare Losses

IV. Vulnerability to Welfare Losses

V. Conclusions

3. Vulnerability in EU Mortgage Contract Law

I. Introduction

II. Vulnerability in EU Mortgage Contract Law

III. Conclusions

4. A Flexible Mortgage Contract Law

I. Introduction

II. Relational Vulnerability
III. Event Vulnerability

IV. Lack of Resilience

V. Conclusions

5. Theoretical Framework Revisited

I. Welfarist EU Mortgage Contract Law?

II. Justice in EU Mortgage Credit Law