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Sory

Banking the Missing Middle

Risk, Distance, and SME Credit in the West African Monetary Union

Medium: Buch
ISBN: 978-3-032-34581-3
Verlag: Springer
Erscheinungstermin: 07.12.2026
vorbestellbar, Erscheinungstermin ca. Dezember 2026

This book examines why small and medium-sized enterprises in Francophone West Africa remain central to employment, trade, and private-sector growth yet continue to face constrained access to formal bank credit. Drawing on original evidence from Burkina Faso and interpreting it within the common monetary and supervisory architecture of UMOA/WAEMU, the book argues that the SME financing gap cannot be explained by borrower weakness or generic banker caution alone. It is produced through the interaction of information asymmetry, risk assessment, collateral requirements, documentation burdens, branch geography, approval hierarchies, and the internal organization of bank lending. Combining academic analysis with banking-sector experience, the book develops a practical policy architecture for banks, regulators, development finance institutions, and SME support agencies seeking to widen productive credit without weakening prudential discipline.


Produkteigenschaften


  • Artikelnummer: 9783032345813
  • Medium: Buch
  • ISBN: 978-3-032-34581-3
  • Verlag: Springer
  • Erscheinungstermin: 07.12.2026
  • Sprache(n): Englisch
  • Auflage: Erscheinungsjahr 2026
  • Serie: Research Series on Responsible Enterprise Ecosystems
  • Produktform: Gebunden
  • Seiten: 149
  • Format (B x H): 155 x 235 mm
  • Ausgabetyp: Kein, Unbekannt
Autoren/Hrsg.

Autoren

Chapter 1. General Introduction.- Chapter 2. The Economic Stakes of SME Finance in Burkina Faso and WAMU.- Chapter 3. Risk, Distance, and Information in a Shared Banking Space.- Chapter 4. Banks, Branches, and Borrowers in Burkina Faso and the WAMU Banking Space.- Chapter 5. How Banks Decide in the WAMU Banking Space.- Chapter 6. Data, Measurement, and Empirical Strategy: Burkina Faso Evidence, WAMU Relevance.- Chapter 7. What Drives SME Lending? Evidence from Burkina Faso and Lessons for WAMU.- Chapter 8. From Burkina Faso to WAMU: What Travels and What Varies.